Getting Our House Appraised and Refinanced

My wife and I decided to try and refinance our home. We were paying a higher interest rate than what we were comfortable with. When we took out our loan, it was actually a good rate, but rates have dropped significantly since then. When we looked into what our new payments could be, we would be saving a good chunk of money each year with a refinanced loan. The first step in making this happen was to look at the different Sacramento real estate appraisers and choose which one we wanted to use.

Once we started researching them, it was easy enough to see which one was the clear winner of all of them. What I really liked about this particular appraisal service is that they explained the entire process on their site. Continue reading

Making Using the Pressure Washer an Easier Task

I really wanted a pressure washer that was easy to deploy each time I wanted to use it. My problem was our detached garage had no water. I had to drag out the pressure washer, hook up the hose at the house, connect it to the pressure washer by screwing the hose fitting onto it and then getting started. My idea for the best pressure washer was born out of that. I got a few parts and pieces and made it work.

We have an 18 inch frost line where we live. It was pretty easy to dig a narrow ditch from the basement wall of the house to the garage. I did that and drilled a hole through the wall of the basement and the floor and footer of the garage. Continue reading

Bookkeeping Services Offered by Live Balance

I am pretty excited to announce that my company is growing at a great pace, and it is set to double in size by the end of the year. But unfortunately, growing is not always smooth. In our case, we are experiencing some growing pains, and it is going to take some thinking to figure out how to get around these problem. I want to learn about Live Balance and see what they have to offer in terms of bookkeeping services because that is the biggest problem that we are having right now, and it is a problem that I would like to fix as soon as possible.

It has become abundantly clear that we are not doing a very good job at bookkeeping internally, and the problem has been magnified by the company’s recent growth. Continue reading

A Financial Change in Life

Financial hardships are something that I’ve been suffering for many years. I’ve worked plenty of low paying jobs and have lost many of them as well. I’ve always stayed hopeful that things would improve for me, but they only seemed to get worse. In addition to having a low income, things would happen that resulted in me needing to spend money, such as my car breaking down, or something in my house needing repairs. At my wits end, I turned to for a little spiritual uplifting and potential prosperity.

Weeks later, I got a phone call from a friend who was working at a factory. I hadn’t seen or spoke to this friend in years, but he called me because he had a job offer for me. He told his boss that I was a good worker and had a lot of skills that would be good for the factory. I wasn’t expecting the job offer to happen, but I was excited because of it. Continue reading

New Safety Ladders for Our Building


I know a lot of companies just rely on official inspections to get things fixed, but I am not like that at all. If I see something that would pass a safety inspection from an official but I am still not comfortable with it myself, I will take action on it myself, regardless of the cost or inconvenience. I don’t want to put a single worker at risk, whether it is someone like me at the top or the lowest paid person who was just hired. Life has value, period. That’s why I looked at safety ladders not long ago.

I had taken my own unofficial inspection about two months ago, and I noticed that the ladder that is attached to the building on the outside leading to the roof was showing some wear and tear. Continue reading